Study: Digital Wallets

Proposal for a Digital Wallet Taxonomy

ti&m has partnered with the Institute of Financial Services Zug (IFZ), the Swiss Bankers Association and Swiss Stablecoin AG to produce an in-depth study on the evolving landscape of digital wallets. This study provides insights into the latest trends, technological innovations, and key regulatory developments influencing the future of digital payments and finance.

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Exploit the potential of digital wallets: insights and opportunities

The study examines the rapid evolution of digital wallets, exploring their growing role in payments, open banking, decentralised finance, and digital identities. It analyses the diverse applications of digital wallets, the technological innovations driving their development, and the regulatory challenges they face. Furthermore, the study provides insights into how digital wallets are shaping the future of financial services and the digital economy.

In our study, we talk about important aspects that will shape the future of digital wallets

Payments

Beyond Payments

Digital wallets are evolving from simple payment tools to multifunctional platforms for investments and digital identities. This emphasizes the need to take a closer look at digital wallets.

Open Banking

Open Banking Synergy

Discover how digital wallets are leveraging open banking to aggregate financial data across multiple sources. This study highlights key innovations and shows how businesses can tap into new opportunities in financial management.

DeFi

DeFi: The Next Frontier

Decentralised finance (DeFi) could challenge traditional financial systems, and digital wallets are leading the charge. Learn how they empower users to bypass intermediaries and directly engage with blockchain-based services.

Compliance

Mastering regulatory challenges

As digital wallets become more complex, regulatory hurdles are also increasing, which will require new legal frameworks and force companies to ensure that they remain compliant.

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Download the new study on digital wallets for free now.

Our digital banking software products

The modular setup of our ti&m Banking software allows you to adapt your services flexibly and efficiently to the needs of your customers. Create an enhanced user experience at every touchpoint. Transform your digital banking offering with our banking software!

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ti&m special digital banking “A tale of big dreams and bare facts”

The banking sector is on the brink of a disruptive change – we’ve been hearing this for several years now. So what’s been happening with this change? In this ti&m special on digital banking, our experts take stock of the current situation.

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Head Banking Innovations

Roger Zuberbühler

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