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Tailored AI Agents built on industry know-how

For many years we have been developing AI solutions based on ti&m’s expertise and our customers’ requirements. With our AI agents, assistants, and training courses, we offer tailored solutions that ensure effective and scalable applications for thousands of people.

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Open Datastack: Simplify complexity, empower collaborative BI

Open Datastack is a modular data platform that is based on open source components and is used both in the cloud and on-premises. The focus of Open Datastack is on interactive collaboration around data, dashboards and workflows.

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Tailored AI Agents built on industry know-how

For many years we have been developing AI solutions based on ti&m’s expertise and our customers’ requirements. With our AI agents, assistants, and training courses, we offer tailored solutions that ensure effective and scalable applications for thousands of people.

Learn more
Bilanz innovation ranking: ti&m among the top innovators

The Innovation Ranking 2025 ranks ti&m among the most innovative companies in Switzerland: ti&m is among the top 10 in the categories ‘Top 150 innovators in Switzerland’ and ‘Innovation culture’.

Discover our awards
We are one of the best employers in Switzerland 2025

In a comprehensive study, the Handelszeitung together with Statista identified the best employers in Switzerland in 2025. We are proud to have secured third place in the "Internet, Telecommunications and IT" sector.

Discover our awards
New: White paper «agentic AI»

Reactive is a thing of the past. Now systems think for themselves. This white paper explains how to take a structured approach to implementing agentic AI in your organization, which use cases are particularly well-suited, and how to successfully pave the way toward adaptive, autonomous systems.

Download now
Services

Our industry expertise includes services in the AI, banking, insurance, public, transportation, e-government, retail and industry sectors.

Products

ti&m banking is a modular financial technology platform to deliver fulfilling banking experiences in retail, corporate and private banking.

Industry Solutions

Our industry-specific solutions combine years of industry experience with technological expertise and can be tailored to meet your company's specific needs.

About us

Central information on ti&m: Key data, sites, values, executive board, customers, partners, and much more.

Career

Exciting roles on IT projects, extraordinary events and countless benefits all await you at ti&m. Apply now and surf with us!

Insights

An insight into ti&m – you'll find everything you need to know here about events, academy, ti&m specials, downloads and press releases.

Digital banking overview

Digital banking software products

Transform your digital banking offering with our modular banking software.

A flexible and personalized online banking experience

The modular setup of our ti&m Banking software allows you to adapt your services flexibly and efficiently to the needs of your customers. Create an enhanced user experience at every touchpoint. We combine our expertise and highly scalable technology with a customer-friendly and appealing design. Discover our digital banking software products in detail.

The core modules of our digital banking software products

ti&m Banking

Digital banking

Elevate your mobile and e-banking systems. Discover our flexible, modular banking software ti&m Banking.

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ti&m Banking Integration

Integration solutions for core banking systems

Take the complexity out of core banking integrations. Embrace the future with our integration solutions in your core banking and third-party systems.

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ti&m Open Banking

Open Banking with ti&m

Open banking is gaining a foothold in the Swiss banking market. With the new platform bLink from SIX financial services, the industry is shaping its response to open finance.

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ti&m Online Identification

Digital onboarding

Verify your customers quickly and easily with our award-winning online identification app. Our secure platform performs multiple advanced checks to support you in acquiring new customers while protecting your business and your customers’ identity.

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ti&m SME Banking

The banking solution for SMEs

SMEs need a different kind of banking than corporate or private clients. This is why we have expanded our banking platform to include modules that offer SMEs the service they need.

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Our client, VZ VermögensZentrum, is one of the most digital banks in Switzerland!

E-banking, online customer onboarding, and trading platform: Thanks to our solutions, VZ VermögensZentrum will remain one of the most digital retail banks in Switzerland in 2024.

The link leads to the new HSLU study "Most Digital Swiss Retail Bank in Private Banking 2024".

To the Study

Future-proof banking software trusted by leading financial institutions

The strengths of our digital banking products

Seamless experience

Modular banking anywhere and on any device.

Leading technology

Superior technology as the basis for open innovation.

Hollistic design

Serve the entire value chain.

Developed by experts

High level of expertise in banking projects.

Discover ti&m Banking

Our success stories

Many banks are already using ti&m's software products. 

VZ Depotbank

A finance portal for the digital future

Thanks to the new finance portal, VZ Depotbank can make its entire range of products and services available to its customers in a user-friendly banking solution.

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Success story

CIC eLounge

CIC eLounge is Bank CIC’s new mobile and e-banking platform, built using our digital banking modules. It’s customizable and user friendly, giving CIC customers a holistic experience on every device.

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Roger Zuberbühler

Head Banking Innovations

Roger Zuberbühler

Ready to transform your bank with cutting-edge technology?