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How companies and public administrations can reduce technological dependencies, regain control over data and costs, and implement digital sovereignty economically.

AI is fundamentally changing the customer interface in banking: away from menus and functions, towards dialogue-based experiences. Banks that think AI-first today are making e-banking more intuitive, more relevant and more future-proof.

Digitale Souveränität wird zum Wettbewerbsfaktor, getrieben durch Regulierung, Marktanforderungen und steigende Risiken. Wer heute die richtigen Architekturentscheidungen trifft, sichert sich morgen echte Flexibilität.

More than 200 companies, over 15 industries and 26 questions: The AI Maturity Study 2026 reveals how Swiss organizations are using AI, where its impact is greatest and what is not yet working.

How open source gives organizations long-term control over technology and data while also strengthening digital sovereignty and security in the use of AI.

Artificial intelligence is transforming business processes — but it’s also creating new opportunities for fraud. Deepfakes, synthetic identities, and automated attacks are on the rise at an alarming rate.

Our anniversary edition shows how Swiss-made technology is shaping the future — sovereign, innovative, and efficient.

The study focuses on the lending process for SME loans provided by banks. It examines the current state – including processes, conditions, and challenges – and highlights opportunities for improvement, such as the use of artificial int...

This white paper explores the rapid evolution of AI Agents – advanced AI systems that autonomously control processes, make decisions, and operate within complex business environments. Discover what lies behind the hype, how cognitive agents ...

In this white paper, we show which technological and organizational approaches banks can use to create agile and efficient structures and processes in order to access data flexibly and utilize it for new use cases.

Artificial intelligence, asset tokenization, cloud, and quantum computing – in the new ti&m Special, we show what is driving the banking sector and present some of our projects for Swiss banks.

ti&m has partnered with the Institute of Financial Services Zug (IFZ), the Swiss Bankers Association and Swiss Stablecoin AG to produce an in-depth study on the evolving landscape of digital wallets. This study provides insights into the ...

Are the high expectations of AI justified? Many use cases are already working well, others are (still) nothing more than wishful thinking. Our interim assessment after almost two years of ChatGPT.

As our digital worlds and systems grow larger and more complex, trust becomes increasingly important.

We show how artificial intelligence has shaped Swiss companies, institutions and society.

In our free white paper for insurance companies and health insurers, we explain step by step how to successfully implement cloud migration projects. So that you can exploit the full potential of the new infrastructure.

The easy availability of AI models such as GPT-4 is opening up many new applications for the banking industry. In our white paper, we explain how LLMs and prompts work and how financial institutions can use ChatGPT and similar LLMs to their advant...

How are artificial intelligence, the increase and use of Big Data through the cloud, or the improvement of IoT devices driving innovation in different industries? We provide the answer in our new ti&m special.

The United Nations lists access to information and communication technologies as a fundamental human right. Web accessibility, then, is a key criterion in every public tender. We show you how accessibility can be implemented successfully...

The banking sector is on the brink of a disruptive change – we’ve been hearing this for several years now. So what’s been happening with this change? In this ti&m special on digital banking, our experts take stock of the curr...

Google, HSLU and ti&m explain how the increasing amount of data and advances in AI will decisively shape banking in the future. Read our free whitepaper on data-driven banking to learn how data is driving the next generation of banki...

Core banking systems are the linchpin of a bank’s system landscape. Thanks to their modern, open architecture, neo core banking systems often have the edge over legacy systems. Read our free white paper to find out which opportunities the ne...

Digital affinity is growing even among older customers, and neobanks are surging onto the market with simple, user-friendly and, most importantly, affordable services. In the white paper on hybrid advice, banking expert Stefan Rüesch explains...

New value chains, digitalization and cultural change: numerous factors are fundamentally changing the way we work. Our new special explores what this profound transformation means for companies, management and employees.

The digital transformation is gaining ground. In our special, digitalization experts from politics and government report on the latest developments and we present various e-government projects.

Read our latest issue of the magazine on gapless security.

The ti&m special is the ideal guide for your path to digital transformation.

ti&m Insurance Trend Study “Cyber-physical systems – an underestimated risk in networked times.”

Following the great success of the first “ti&m Banking Trend Study 2020”, the time has come for the next installment.

The ti&m Insurance Trend Study examines the impact of technological development on the insurance industry.