Integration solution for core banking systems

Enable the future of banking – today

Banks are tied to legacy core banking systems that are monolithic, stable, and expensive to maintain. This makes it difficult to meet the constantly evolving needs of customers and market trends. Without the right solution, innovating on existing core banking systems can be risky and hugely disruptive, and the lock-in effects can be daunting. ti&m’s banking adapter simply decouples your core system from the frontend applications, enabling banks to innovate rapidly in the front end, while keeping the underlying technology and core banking system intact.

A new architecture for your banking technology

A connection with your core banking system lets you move quickly and grow your business solutions landscape, without impacting your core systems of record. Our solution offers banks a seamless way to innovate and focus their resources on what matters to customers.

Innovative

Customer experience

Grow your business solutions landscape and offer customers a better banking experience without replacing your core systems of record.

Simple

Reduce development risk

Our technology is designed to remove vendor lock-ins. We use standard APIs and vendor-agnostic domain language to cut maintenance costs.

Fast

Instant value and future investment

Get instant value with our decoupling layer, then improve the underlying technology at your own pace.

Reliable

No downtime

Increase the efficiency of your IT and client advisory operations without interrupting the client experience.

Adopt a two-speed approach

Establish a two-speed approach

Decouple business applications from backend systems

Your business solutions landscape and frontend applications need to be fast to respond to client needs and market trends. Your core banking system, meanwhile, provides reliable audited data storage and has a longer lifespan. Architect your technology landscape with a loose integration between the two systems with the banking adapter.

Reshape the value chain

Don’t let background processes and technology dictate your pace

Your banking customers’ experience shouldn’t be dictated by the processes and technology in the background. With the ti&m Banking Adapter you can enjoy rapid information, agile deployment, and simple data analytics. All while the core banking system is kept up to date.

Find out more

Ready to transform your bank with cutting-edge technology?

Speak with an expert

Start leveraging an open ecosystem

Build a new banking experience through flexible, stand-alone modules that can be combined according to your bank’s unique needs. Our system guarantees high performance thanks to extrapolated, secure data replication. It is designed and built for growth, so you can continue adding or exchanging elements without touching the core system, while maintaining full backward compatibility. Get maximum flexibility with minimum lock-in effects with the banking adapter.

Extrapolate data from core banking

Plug into existing core banking systems

Our banking adapter plugs into your existing core banking system and sources data to be served to other applications and business solutions via standard APIs. This ensures a fast experience for the customer, while the backend systems are kept up to date. We currently offer an existing integration with Avaloq and Finnova core banking systems. Other systems are available upon request.

Microservice-based architecture

Domain-oriented Kafka topics deliver the data to your applications

Data is incrementally streamed to business application microservices through domain-oriented messages that deliver high performance and reliability. The fragmented nature of a microservice-based architecture enables you to make changes and shape the system in a very targeted way.

Performance and scalability

Data is segmented to deliver speed and usability

The microservices replicate slices of their data for their domain. Local access to the data within each service allows tailored data access for optimal performance and scalability. Plus, this facilitates running analytics and an understanding of user behavior.

Data returned to the core banking system

Business solutions run based on the streamed banking data

Change orders are sent back to the core banking system for processing via the integration. All data and information transfers are enabled through a vendor-agnostic format, supporting multitenancy and multisourcing. The technology requires no specialist core banking knowledge to understand the data and build new features.

Discover ti&m Banking Adapter

Characteristics of the banking adapter

Openness

Independent from core banking system and third-party solutions: Connect our banking adapter to the platform of your choice.

Reliability

Reliable message processing, monitoring, and fail-safe design for a dependable architecture cornerstone.

Standards

We use industry standards and open APIs to ensure you can build on top of your tech stack.

No lock-in

Start as you plan to grow. Our technology can be expanded by us, by yourself, or by your chosen developer. Your tech, your choice.

Speed

Speed is at the centre of what we do. We stream the data back-to-front to ensure customers are not kept waiting.

Frequent release

We deploy on demand and can add features or fixes within days. Because technology evolves fast and you do too.

Modularity

Our system is architected in microservices that can be handed completely independently.

Decoupling

Decouple from your core banking, to gain full independence in the front end.

Technology stack

Head of Products & Banking Innovations

Fabian Braunwalder

Ready to transform your bank with cutting-edge technology? Speak with an expert.