Our Stories

Cyber security // In addition to politico-economic stability, monitoring and fighting cyber threats are a key factor for a strong financial market. By setting up the Swiss Financial Sector Cyber Security Centre, the sector recently created its own competence center for cyber security matters. We met up for a conversation with its president, August Benz.

Neo-core banking systems // Many banks are starting from a challenging situation as regards their technology. This is because shorter and shorter technology cycles, potential new competitors, and changing service structures have led to a wide range of initiatives and new digital offers in the Swiss financial sector.

New Banking // Disruption, revolution, and tech giants as the new bankers – these buzzwords keep coming up in the conversation about new banking and blockchain in the world of finance. What has happened to this revolution? Is the dream still alive, or is it a bubble that’s about to burst? In this article, we share some insights and updates from the fintech scene.

Hybrid advice // Customer advisory as a core business (still) differentiates Swiss banks from the standardized services and products of neobanks. Analyses conducted for our white paper show that retail banks will nevertheless increasingly have to deal with hybrid advisory solutions – i.e. the symbiosis of physical, holistic advice and self-service advice in standardized product sales and the right interaction between people and technology.

Metaverse // A number of companies have taken their first steps into the metaverse in recent months. In the fall of 2022, digital asset bank Sygnum became the first Swiss bank to open a hub on Decentraland. We asked Prof. Andreas Dietrich about the relevance this topic has for banks here in Switzerland.

Artificial intelligence // In collaboration with ti&m, the Financial Market Authority (FMA) of Liechtenstein developed a selflearning tool to automate the process of screening exposed persons. In addition to improved results, “Fit & Proper” has also resulted in a noticeable reduction in the workload of the FMA’s specialists.

Neo Cores // New providers are entering the market with new core banking solutions and challenging the established market leaders. We interviewed three core banking providers and our banking experts from ti&m to talk about the future of core banking systems.

Open Banking // Even for us, the advent of open finance will sooner or later not be a question of “whether”, but rather “how?”. With bLink, SIX offers Swiss banks and fintech companies a common platform through which they can connect with each other in a standardized, scalable, and secure way. As a technology partner, ti&m supports banks in connecting their systems to the bLink ecosystem.

Data-driven banking // Swiss banks collect and hold huge amounts of usable data, and many are already successfully applying big data and AI in various business cases. The potential to optimize data use through a data-driven banking strategy is enormous, especially for smaller banks. This is because even small projects can achieve clear added value in this manner.

In the second half of 2022, we had the opportunity to share our expertise and experience in requirements engineering with around 80 people as part of a collaboration with SWICA. The training courses were a great success – and the company is eager for more.

e-ID // The state e-ID has to be forward-looking. And the process to develop it is innovative too: with regular consultation meetings, an electronic discussion platform, and pilot projects, a new form of collaboration between the people, businesses and the state is being born.

New Work // The world of work has undergone a paradigm shift, and the way in which businesses organize collaborative working will determine their future success. We spoke to New Work expert Dr. Sandra Breuer about different working concepts and the most effective office architecture.