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Profound insights are the basis for what we do

New technologies are impacting on various aspects of life and work to different extents. It is essential to anticipate technological trends and appreciate their likely consequences, in order to be able to recognize areas with relevant future potential and to develop sustainable strategies for businesses. For this reason, research is at the heart of our consulting unit. We study the impact of the latest technological trends on our customers’ businesses—in individual sectors and more generally. We understand their relevance and their potential usefulness. We acquire our knowledge from:


Studies on digital transformation and the use of technology in banking and insurance

Research and projects

Research and projects on behavioral economics in the context of the banking and insurance sectors

In-house research

In-house research on new topics and technologies

Emerging technologies

Evaluation of “emerging technologies” such as AI, cloud computing, IoT, blockchain and their potential effects on our customers’ business models


Research collaborations

Research collaborations with Lucerne University of Applied Sciences and Arts, Versicherungsforen Leipzig, FHS St. Gallen University of Applied Sciences

Data Innovation Alliance

Group Leader for “Digital Health” at the Data Innovation Alliance


Partnerships with technology providers, e.g. all cloud hyperscalers


ti&m Banking Trend Study 2021

Our new study looks into the latest banking trends and the developments that banks should be keeping an eye on these days.


ti&m Insurance Trend Study

The ti&m Insurance Trend Study examines the impact of technological development on the insurance industry.


Banking Study 2021 Germany

The banking world is undergoing a radical change. But how should institutions respond in order to stay relevant and withstand the attacks of Big Tech and Fin Tech? What actions should they take this year, and which changes will take longer? To find out, we conducted a survey of the German finance sector at the beginning of this year.

Pascal Wild

Head of Consulting

Pascal Wild

Do you have any questions about our research work?